- SaaS Company
- Small Business
Monthly fee for maintenance, upkeep, and ongoing upgrades to our online technology
Credit Card Fees
Per transaction fee
Starting rate per transaction fee based on a percentage of transaction amount. Rates will vary by card brand and transaction type.
Added to the base discount rate if the card presented is in the Corporate or Business card category.
Added to the base discount rate or non-qualified rate for cards that fall in the Personal or Corporate Rewards category.
Fee if a customer declares a charge/debit was not authorized.
Charged for each daily batch of transactions (only when present) processed through the account.
ON FILE FEE
PCI PROGRAM FEE
For access to PCI tool. Vantiv: billed monthly. NAB: billed annually.
PCI NON-COMPLIANCE FEE
Per month for not meeting PCI compliance. Fee is assessed by credit card processor.
ACH (eCheck) Fees
Cost for processing an ACH transaction.
Fee debited if a customer declares a debit was not authorized.
Fee debited if a transaction is returned for an Administrative reason, such as Non-Sufficient Funds (NSF).
ACH REFUND (REVERSE ACH)
Fee debited for a cancel or void of an ACH transaction.
ACH HIGH TICKET SURCHARGE
Surcharge added to per transaction fee for transaction amounts over $5000.
ACH BATCH FEE
Batch closing fee for each day there are transactions processed.
Processing fee assessed on all ACH processing volume under $5000.
Minimum amount of ACH transaction fees. When not met or exceeded, the difference is billed.
How You Are Billed
Near the beginning of the month, all transaction and maintenance fees are debited from your bank account for the previous month’s processing. Credit card processing transaction fees will appear as a separate debit from your ACH processing and maintenance fees.
Please Note: Maintenance and transaction fees are debited from the business bank account provided during the application process unless otherwise specified. If you have any questions about processing rates or fees, please feel free to contact us.