Credit Card Fees
PER TRANSACTION FEE
2.49% + $0.32
The cost for processing each credit card transaction.
NON-QUALIFIED SURCHARGE
1.46%
Added to the base discount rate if the card presented is in the Premium, Corporate or Business card category.
REWARD SURCHARGE
0.11%
Added to the base discount rate or non-qualified rate for cards that fall in the Personal or Corporate Rewards category.
AMEX TRANSACTION FEE
2.89% – 3.99% + $0.32
The cost for processing an American Express credit card transaction.
BATCH FEE
$0.29
Batch closing fee for each day there are transactions processed.
MONTHLY PCI PROGRAM FEE
$5.95
Charged monthly for compliance with Payment Card Industry Security Standards.
MONTHLY STATEMENT FEE
$5.00
Statement fee charged monthly for credit card transactions.
ACH (eCheck) Fees
PER TRANSACTION FEE
$0.69 + 0.25%
The cost for processing each ACH transaction.
BATCH FEE
$0.75
Batch closing fee for each day there are transactions processed.
NON-SUFFICIENT FUNDS
$25.00
Fee charged if a transaction is returned for an Administrative reason, such as Non-Sufficient Funds (NSF).
CHARGEBACK FEE
$25.00
Fee debited if a customer declares a debit was not authorized.
ACH RETURN
$2.50
Fee debited if a transaction is returned for an Administrative reason, such as Non-Sufficient Funds (NSF).
How You Are Billed
Near the beginning of the month, all transaction and maintenance fees are debited from your bank account for the previous month’s processing. Credit card processing transaction fees will appear as a separate debit from your ACH processing and maintenance fees.
Please Note: Maintenance and transaction fees are debited from the business bank account provided during the application process unless otherwise specified. If you have any questions about processing rates or fees, please feel free to contact us.