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ACH Payment Processing

Collect directly from a bank account

Save money on processing fees

PaySimple ACH payments only cost a flat $0.55 compared to the $1.22 it can typically cost to process a paper check, making it a cheaper alternative to debit or credit card transactions.

This is from the use of a flat fee instead of charging a percentage of the transaction. For larger payments, your savings are further increased and as you have more customers, those fees can add up!

For example, on a $500 transaction and a $1,000 transaction, the cost to process each ACH payment would still only cost you $0.55.

With ACH payments you can:

  • Cut down on processing costs for all payment types
  • Eliminate time-wasting trips to the bank by converting paper checks to an ACH transfer
  • Improve cash flow and receive payments quickly

ACH payments are a flat $0.55 compared to paper checks which can cost more.
ACH provides flexible payment options for you and your customers.

Provide flexible payment options

ACH payments are perfect for subscriptions, memberships, and other recurring payments.

You'll only have to accept payment information once before using a schedule to automatically collect funds in the future.

You'll love getting paid on time and your customers will appreciate how simple making payments can be. They give you their information once, and there's no more searching for their checkbooks or remembering it's time to pay a monthly bill.

ACH payments give you:

  • An alternative to debit or credit card payments with direct debit
  • Better customer service with more flexible payment options
  • The ability to accept payments over the phone, online, or in person

Prevent fraud with ACH payments

ACH payment processing keeps you and your customers safe through secure systems that encrypt all payments.

Once account information is entered, only computers process it moving forward. This reduces the risk of prying eyes or a paper check being left in an unsecure area.

ACH payments are also automatically tracked back to your customer records. With no manual reconciliation, your records will be less error-prone and customer information will be securely stored for future payments.

ACH payment processing maintains security by:

  • Providing NSF or failed payment notifications with 2-3 days
  • Giving you real-time transaction status updates
  • Creating less touch points during processing

Keep customer payment information secure by using ACH payments and minimize the touch points during processing.

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