If your business keeps you on the go, you understand the value of portability. With mobile credit card processing tools, you can accept payments wherever you and your customers happen to be. All you need is a smartphone or tablet, payment software, and a mobile credit card reader. It creates a seamless experience for customers who appreciate the ease of buying and paying with a credit or debit card. If you’ve ever wondered “How to accept credit card payments on my phone?” this is your guide. 

Benefits Of Mobile Credit Card Processing

We live in a world of convenience. Your customers and clients are used to quick shipping, food delivery services, and paying however and whenever they want. They may love the work you do, but do they love your payment options? 

If you’re searching for how to accept credit card payments on my phone, you probably already understand what you’re missing out on. Here are five major benefits of mobile credit card processing, not just for your customers, but for you as well.

1. Go wherever business takes you

Your business takes you beyond the office. Whether you’re on the road, in a client’s home, or traveling, you need flexible payment technology that goes with you. 

With mobile credit card processing, you make it easy to do business, which could even help you generate more customers and clients. People enjoy flexibility, it’s really that simple.

2. Quick financial insights for tracking on the go

Secure mobile credit card processing tools allow you to quickly view your financial progress. 

It will only take a minute to find out how much revenue you’ve generated in a given day, week, or month. Plus, this information is readily available wherever you are, as long as you have access to your mobile device or tablet. You’ll never have to wonder about the status of your revenue or payments again. 

3. Avoid outstanding balances and late payments

Chasing down payments isn’t fun. If you’re depending on customers to mail a check or log on to your website, it can get lost in the shuffle of everyday life. 

For businesses that offer home or similar services, getting paid before you leave puts your mind at ease. You can move on to your next customer or client with the confidence that you’re collecting payments as you go.

4. Secure future business by collecting deposits in the field

By securing future business in the moment, you reduce the risk of clients having a change of heart. Collecting a deposit while in the field enables you to guarantee that pending service or sale. 

No more worries about a client getting cold feet or backing out of the deal!

5. More convenient for your customers 

People are more likely to carry a few debit and credit cards than cash, but that shouldn’t stop you from making a sale. 

If you’re collecting donation money or even working a concession stand, don’t let a cash-only policy stand in your way. Mobile credit card processing is becoming standard even for businesses that operate outside of a brick-and-mortar environment. 

The Best Mobile Credit Card App Features

It’s important to work with a mobile payment processing partner that meets your needs. While this depends on the nature of your business, there are always a few important features to look for.

First, you need robust software that connects seamlessly between mobile and website payments. You shouldn’t have to chase down and reconcile financial information on two separate platforms. This will guarantee efficient use of your time, as well as consistent financial tracking.

Furthermore, you should always have access to an integrated swiper. From the customer’s perspective, it’s a seamless experience: they choose a product or service and pay on the spot, rather than waiting for you to invoice them later. For you, all you have to do is attach your mobile credit card reader to your smartphone or tablet and swipe, tap, or dip your customer’s credit card! No need to manually enter card information. This saves time and reduces the risk of errors.

It’s also important to make sure the app you choose has both Android and iPhone capabilities. That way, you will always have access to the same software regardless of whether you get a new phone. If you have employees, this versatility is even more crucial.

Finally, the best mobile credit card app will come with a stellar customer service team. As you get started, you’ll probably have questions! Make sure you can get in touch with someone quickly if you encounter any issues getting your new software up and running.

How To Accept Credit Card Payments On My Phone With PaySimple

At PaySimple, we understand how important it is to provide mobile payment processing options. Today’s customers expect the ease and convenience of these options, but it also simply makes business easier on your end. 

Our payment processing software can help. Our user-friendly mobile app makes every step intuitive. It pairs seamlessly with our online payment platform and also lets you review financial information to manage billing tasks anywhere, anytime. 

Here’s how it works:

  • Log into the secure app using your smartphone or tablet and instantly access your PaySimple account
  • Choose to enter a one-time payment or set up a recurring billing schedule (great for service businesses!)
  • Choose to accept one of the convenient forms of payment, including credit cards, debit cards, ACH, and eCheck
  • Use our integrated mobile card swiper to easily charge your customer or access saved payment information

Mobile credit card processing gives your business the flexibility to compete in an increasingly online world. Whether you’re searching for a credit card payment app for Android or the best credit card app for iPhone, we’ve got you covered. PaySimple’s mobile app goes beyond mobile payment processing, though. It also allows you to view and update customer information and set up one-time or recurring billing. Plus, you can see all of your reports and dashboards in one place. Our mobile and web apps sync seamlessly and payments tie back to your customers’ profiles. No reconciliation needed. Pretty neat, huh?

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